Employee benefits programs that benefit your business

Because of the highly regulated NJ insurance market, the deciding factors when choosing an insurance partner often come down to two: knowledge and service.

Talk to an RD Parisi client, and you’ll hear time and again how our responsiveness and market expertise have made the difference — saving them time, money and aggravation navigating the complex insurance maze.

Here are some of the personalized services offered by our NJ employee benefits consulting firm:

Needs analysis — Need advice on the type of plan that’s best for your business? From fully insured to self-funded or a hybrid of both, RD Parisi Associates can customize a plan that meets your needs while managing your costs.

Experience analysis — By performing a detailed claims analysis, we can effectively negotiate with carriers to obtain the most competitive pricing available without compromising benefit levels.

Marketplace and regulation review — RD Parisi Associates continually monitors marketplace trends and legislative changes so we can give you the information you need to effectively choose and manage your health plan.

Claims mediation — Navigating the managed care process can be stressful, especially when a patient is faced with illness. Our knowledgeable benefits specialists assist in interpreting benefits, obtaining pre-certification, and filing claims and appeals.

24/7 online access — Your employees have access secure to benefit summaries, updates, and forms, cutting down on routine requests to your HR staff. Employees are also given a quick reference guide for their selected plan.

Employee education seminars — During the open enrollment period and as requested, RD Parisi Associates offers seminars to educate employees on their benefits.

Review of insurance contracts and benefit booklets — We review all contracts with you for accuracy. In case of error, we work with the carrier to get it corrected immediately. Before benefit booklets are released to your members, we review to ensure accuracy and that benefits meet the “equal to or better than” requirement guaranteed by the carrier.

Employee notification — We work with you to draft notification letters that convey pertinent information to employees, retirees and COBRA participants where applicable.